Michael Graham

Michael Graham

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$1,100,000

($239,353 down)
VA

605 Mcdonald Court, Prescott, AZ 86303

4
3
3,126 sqft
PITI Monthly
$5,756.51 /mo

Listing courtesy of: Stacey A Grandon, My Home Group

Assumed Rate

5.84%
7.15%

Principal & Interest

$5,220 /mo
$5,983 /mo

What's Special

MODERN

Welcome to 605 McDonald Court--a stunning, custom-built adobe home that captures the true spirit of Santa Fe living, right in the heart of Prescott, Arizona. Nestled in the desirable Quail Hollow community on the scenic Bradshaw Mountains, this beautifully maintained two-story residence offers the perfect blend of authentic Southwestern architecture, tranquil surroundings, and modern comfort.Step inside this 4-bedroom, 2.5-bath home (plus office), and experience rich character at every turn. Traditional adobe-style walls, both inside and out, provide excellent insulation while radiating warmth and timeless charm. Solid carved hardwood posts, wood-beam ceilings, rounded textured walls, and artisan-crafted niches reflect the true essence of Santa Fe design.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.84
Remaining Loan Term
27 years, 11 months
Monthly PITI
$5,756.51/mo
Estimated Loan Balance
$863,712
Cash to close
$239,353
Interest Paid
$106,392

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Other, Zoned
  • Heating: Forced - Gas, Natural Gas, Zoned
Features
  • Materials: Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Concrete, Rolled/Hot Mop
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Ranch, Pueblo
Materials
  • Frame, Stucco
  • Roof: Concrete, Rolled/Hot Mop
Condition
  • Year Built: 2006
Details
  • Builder: unk

Community & HOA

Community
  • Subdivision: Quail Hollow
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Mcdonald Dr HOA
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Annually
Location
  • Region: Prescott

Financial Details

  • Price per Sqft: $351.89
  • Tax Annual Amount: $2839
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $239,353 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $239,353!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.84% Sellers Rate
$860,647
Your Cash$239,353
Total Purchase Price:$1,100,000

Assumed vs Traditional Mortgage

Assumed @ 5.84%
$5,220/mo
Traditional @ 7.15%
$6,206/mo
You save $986/month ($11,829/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1072288

Listing From: paar

Last updated: 2025-04-16T19:13:20.000Z

© , paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.84%
7.15%

Principal & Interest

$5,220 /mo
$5,983 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $239,353 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $239,353!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.84% Sellers Rate
$860,647
Your Cash$239,353
Total Purchase Price:$1,100,000

Assumed vs Traditional Mortgage

Assumed @ 5.84%
$5,220/mo
Traditional @ 7.15%
$6,206/mo
You save $986/month ($11,829/year)

*Secondary financing rates are an estimated value based on input

Follow Us
exp realty
Agent/Broker
Michael Grahamexp realty(480) 628-9392michael@grahamgroupaz.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than exp realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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