Michael Graham

Michael Graham

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$405,000

($78,993 down)
FHA

38114 W SAN CLEMENTE Street, Maricopa, AZ 85138

4
3
2,312 sqft
PITI Monthly
$2,113.65 /mo

Listing courtesy of: Blake Kosisky, My Home Group Real Estate

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,513 /mo
$2,406 /mo

What's Special

MOVE-IN READY
MODERN
MASTER SUITE
GAME ROOM
CHARMING
TURNKEY

Turnkey Treasure with Designer Touches! Built in 2020 and still sparkling like new, this beautifully maintained home is the definition of move-in ready. No projects, no updates—just pure enjoyment from day one. Curb appeal gets a serious upgrade with a stunning paver overlay stretching from the driveway through the charming front courtyard. Around the side, a paver walkway leads you past the RV gate to a custom trash can pad—practical and polished. Step into the backyard and you'll find your own private oasis, complete with low-maintenance turf and stylish pavers, perfect for relaxing or entertaining. Inside, the home blends function with flair. The kitchen is a showstopper with two-tone cabinetry—crisp white uppers paired with a bold black island— complemented by upgraded light fixtures throughout the home. Fresh two-tone interior paint adds a modern touch to every room. Flexibility meets comfort with a smart layout tweak: two front bedrooms have been combined into one oversized space, ideal as a second master suite, home gym, game room, or dreamy creative studio. This home isn't just turnkeyit's a turnkey stunner. Come see for yourself before someone else calls it home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$2,113.65/mo
Estimated Loan Balance
$353,406
Cash to close
$78,993
Interest Paid
$40,121

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: ENERGY STAR Qualified Equipment
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Brick Veneer, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Brick Veneer, Painted
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: D R HORTON

Community & HOA

Community
  • Subdivision: RANCHO MIRAGE ESTATES PARCEL 4
  • Features: Lake, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Mirage
  • HOA Amenities: Unknown
  • HOA Fee: $103.63
  • HOA Frequency: $Monthly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $175.17
  • Tax Annual Amount: $2378
  • On Market Date: 2025-04-14T19:30:25.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $78,993 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $78,993!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$326,007
Your Cash$78,993
Total Purchase Price:$405,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,513/mo
Traditional @ 7.15%
$2,495/mo
You save $982/month ($11,785/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6851362

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-14T21:33:50.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,513 /mo
$2,406 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $78,993 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $78,993!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$326,007
Your Cash$78,993
Total Purchase Price:$405,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,513/mo
Traditional @ 7.15%
$2,495/mo
You save $982/month ($11,785/year)

*Secondary financing rates are an estimated value based on input

Follow Us
exp realty
Agent/Broker
Michael Grahamexp realty(480) 628-9392michael@grahamgroupaz.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than exp realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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