Michael Graham

Michael Graham

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$750,000

($276,196 down)
FHA

1131 Buckskin Road, El Cajon, CA 92019

3
2
1,344 sqft
PITI Monthly
$3,514.18 /mo

Listing courtesy of: Jacquie Ramsey, Keller Williams Realty

Assumed Rate

2.81%
7.15%

Principal & Interest

$2,147 /mo
$3,524 /mo

What's Special

REMODELED
MODERN
FIREPLACE
CUL-DE-SAC
COZY

Stunning curb appeal and warm charm await you in this beautifully maintained 3-bedroom, 2-bath gem tucked away in a peaceful El Cajon cul-de-sac. Step onto the lush, newly turfed front yard for ease of maintenance, fully fenced and accented by a flourishing apple tree and a sweet dwarf orange tree—your own slice of paradise. Inside, the inviting living area welcomes you with a cozy wood-burning fireplace and a modern open-concept kitchen. Recently remodeled, the kitchen boasts a stylish island perfect for cooking, entertaining, and extra storage.Gorgeous wood-look plank flooring flows through the main living spaces, complemented by sleek tile in the oversized family room—ideal for relaxing or gathering with loved ones.This home effortlessly blends comfort, style, and functionality, making it the perfect retreat.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$3,514.18/mo
Estimated Loan Balance
$541,328
Cash to close
$276,196
Interest Paid
$56,113

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $558.04
  • Tax Annual Amount: $9375
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $276,196 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $276,196!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$473,804
Your Cash$276,196
Total Purchase Price:$750,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$2,147/mo
Traditional @ 7.15%
$3,655/mo
You save $1,509/month ($18,105/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2502503

Listing From:

Last updated: 2025-04-13T19:49:06.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$2,147 /mo
$3,524 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $276,196 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $276,196!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$473,804
Your Cash$276,196
Total Purchase Price:$750,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$2,147/mo
Traditional @ 7.15%
$3,655/mo
You save $1,509/month ($18,105/year)

*Secondary financing rates are an estimated value based on input

Follow Us
exp realty
Agent/Broker
Michael Grahamexp realty(480) 628-9392michael@grahamgroupaz.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than exp realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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