Michael Graham

Michael Graham

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$950,000

($416,737 down)
VA

10 Ambrose, Aliso Viejo, CA 92656

2
2
1,121 sqft
PITI Monthly
$3,741.43 /mo

Listing courtesy of: REZA Salemi, Coldwell Banker Realty

Assumed Rate

3.18%
7.15%

Principal & Interest

$2,535 /mo
$3,969 /mo

What's Special

REMODELED
GATED COMMUNITY
FRESH PAINT
SHOPPING
DINING
SPACIOUS
LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE
PATIO
PRIVATE BACKYARD
CUL-DE-SAC
COZY

HIGHLY UPGRADED SINGLE-LEVEL DETACHED HOME WITH SCENIC VIEWS IN THE PRESTIGIOUS GATED COMMUNITY OF SAN SIMEON. Located at the end of a quiet cul-de-sac, this detached home boasts an open floor plan filled with natural light and offers scenic views of trees, city lights, and mountains. The remodeled kitchen features soft-close cabinets with a spice drawer and lazy Susans, quartz countertops, a glass mosaic tile backsplash, and stainless steel appliances. The spacious great room showcases a high ceiling, a cozy fireplace, and a sliding glass door leading to the private patio. The primary bedroom features high ceilings, scenic views, a spacious mirrored closet, and a ceiling fan. Upgraded bathrooms add a touch of luxury, while the hallway offers additional storage with a cabinet and quartz countertop. Recessed lighting and tile flooring extend throughout the home, complemented by fresh paint. The garage includes epoxy flooring and overhead storage racks. Step outside to a private backyard with a covered patio and a sleek glass fence. Enjoy very low HOA dues, no Mello-Roos, and low taxes. Ideally located near award-winning schools, parks, an aquatic center, a Jack Nicklaus-designed golf course, shopping, dining, movie theaters, hiking and biking trails, and major freeways.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.18
Remaining Loan Term
25 years, 9 months
Monthly PITI
$3,741.43/mo
Estimated Loan Balance
$534,382
Cash to close
$416,737
Interest Paid
$75,976

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block, Glass, Vinyl, Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Mediterranean
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 1997
Details
  • Builder:

Community & HOA

Community
  • Subdivision: San Simeon (SANS)
  • Features: Curbs, StreetLights, Sidewalks, Gated
HOA
  • Has HOA: Yes
  • HOA Name: San Simeon
  • HOA Amenities: Unknown
  • HOA Fee: $177
  • HOA Frequency: $Monthly
Location
  • Region: Aliso Viejo

Financial Details

  • Price per Sqft: $847.46
  • Tax Annual Amount: $11875
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $416,737 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $416,737!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.18% Sellers Rate
$533,263
Your Cash$416,737
Total Purchase Price:$950,000

Assumed vs Traditional Mortgage

Assumed @ 3.18%
$2,535/mo
Traditional @ 7.15%
$4,117/mo
You save $1,582/month ($18,986/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25077929

Listing From:

Last updated: 2025-04-14T01:55:50.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.18%
7.15%

Principal & Interest

$2,535 /mo
$3,969 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $416,737 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $416,737!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.18% Sellers Rate
$533,263
Your Cash$416,737
Total Purchase Price:$950,000

Assumed vs Traditional Mortgage

Assumed @ 3.18%
$2,535/mo
Traditional @ 7.15%
$4,117/mo
You save $1,582/month ($18,986/year)

*Secondary financing rates are an estimated value based on input

Follow Us
exp realty
Agent/Broker
Michael Grahamexp realty(480) 628-9392michael@grahamgroupaz.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than exp realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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